Child Care

Opening a child care center?  Have an in home day care? We are here to help you with all your coverage needs. As a child care professional or child care facility owner, determining whether your center has the proper insurance can be a difficult challenge. We can find coverage for Nursery Schools, Head Start Programs, Montessori Schools, and Before and After School Care.


At Kirkwood Insurance we have access to many insurance providers, you know you’re getting the best quality and value. Plus our knowledgeable staff will ensure you have all the coverages you need.


In what situations would your insurance protect you? You could be held liable if an injury occurs to one of you children on your premises. In addition, professional liability would also be a wise investment to protect you and your employees from lawsuits resultant from your care takers actions. This coverage is automatically included with most policies that we can provide.  As an added benefit, Medical Payments that includes children enrolled in the center are added for no additional charge.


Recent stats show that over 90% of molestation and abuse allegations against child care providers are false!  However, organizations such as day cares and nursery schools spend millions of dollars defending their reputations and clearing their names.  We can provide you with $1 million of coverage with no deductible.


When you’re dealing with children, the last thing you want to think about is unexpected accidents. So let us think about that, you focus on your passion. We’ll walk you through the process and make sure you’re comfortable with the right coverage for the right price.


A few of the coverages we offer include: general liability, professional liability, medical insurance, accident medical coverage, molestation and abuse, hired and non owned auto liability, auto, property insurance, umbrella insurance, crime insurance, group life insurance, and more.