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What insurance should my moving company carry?

If you're moving, it's very important you choose a reputable mover who's not only good at their job, but also has the proper insurance to protect you and your belongings. It's always a good idea to request a certificate of insurance. There are standard insurance...

Moving Industry – New Program for Movers

There aren't just aren't many insurance markets out there for moving companies.  Trucking liability for movers in particular is seen as a risky class by insurance carriers. Recently, we've seen a few of the established programs pull out of the market all together....

New Crane Rules Proposed NYC

New York City has introduced the Construction Safety Act in reaction to the recent crane and construction accidents.  The rules are poised to make construction sites safer by reducing safety violations and strengthening crane regulations. New rules regarding cranes...

New Jersey House Raising Requirements

New Jersey requires home raising contractors to carry a $1 million riggers liability limit to cover the house while it is being raised.  In addition NJ house raising contractors must carry general liability and be licensed by the State. Kirkwood offers a program that...

NY DOB Insurance Requirements

The NY Department of Buildings sets insurance requirements for licenses and construction permits in New York City. Most licenses, including operators and master riggers only require a $1 million general liability policy.  However, depending on the scope of the job the...

NYC Tower Crane Insurance

What are the insurance requirements for Tower Cranes in NYC? New York City requires any project that uses Tower Cranes to carry at least $80 million in general liability insurance. Naturally, to obtain these high limits, one would need to stack multiple excess...

New Crane Regs in NYC

New Safety Regulations for Cranes in NYC Just a few days after the recent crane collapse in New York City, Mayor de Blasio put into place new rules.  The rules require crawler cranes to stop operating if there is a forecast for wind speeds of 20 MPH or higher....

What is Long term Care?

Long Term Care Insurance A LTC insurance plan can be designed to fit a range of personal budgets – for all ages as an accident or chronic illness can befall at any time – not only for the aged.   LTC is the assistance, care or services a person needs when they...

OSHA Penalty Increases for Construction and Crane Companies

Stiffest OSHA Penalty Increases Since 1990 for Construction & Crane Companies Federal penalties under the Occupational Safety and Health Administration’s regulations look to significantly increase in the coming year. This would be the first time since 1990 that an...

Crane Insurance

What Does Crane Insurance Cost? First of all, there are several different insurance policies you may be referring to when talking about crane insurance.  You may be talking about physical damage to coverage the value of the crane itself, general liability which would...

Have Health Republic?

If you have Health Republic you need to replace your health insurance as soon as possible.  Effective December 1st you will no longer have coverage. Contact us today.  You must enroll by November 15th.

NY Work Comp Increases

New York State Truckers and Movers The New York State Workers Compensation Board has authorized what we consider to be significant rate increases effective October 1, 2015. The new rates will apply on all new workers compensation policies after October 1, 2015 and on...

Medical Device Sales Reps

Today medical device companies are requiring their sales reps to carry insurance, including general liability. If you are a manufacturer rep and are now required to carry insurance we have the programs to fit your business.

NYC Board: $15 minimum wage

We've seen a series of proposed changes to wages recently.  New York State's fast-food wage board recommended raising the minimum wage in New York City to $15 an hour by 2018. The Obama administration has also been pushing to increase the eligibility for overtime....

Obamacare Doubling Penalties

Congress Doubles Healthcare Penalties New penalties are in effect starting in 2016 for large employers.  Those with more than 50 full-time or full-time equivalent employees must submit series 1094 and 1095 forms. The penalty has now increased from $100 per form to...

IT Insurance

Important IT Insurance Policies If you run an IT or Tech firm, there are several policies you should consider.  These coverages are critical for any tech professional including IT, App design, website design, data hosting, or other tech business. General Liability...

Effective Strategies to Limit Products Liability

5 Techniques to Reduce Products Liability for Manufacturers 1. Quality Control - create a program and distribute it to all your employees.  Procedures should outline product safety, design, testing and inspection.  Include information on traceability, guidance on...