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Important Coverage for Nonprofit Organizations

It is essential for a nonprofit organization to understand that their board of directors are at risk of the same management liability issues as for-profit organizations. As a matter of fact, over 90% of claims that nonprofit organizations are faced with are related to...

General Liability vs Errors & Omissions

The Ins and Outs of Buying General Liability and Errors & Omissions Insurance It’s extremely important for all business owners to fully understand the differences between general liability insurance and errors and omissions insurance. Too often risk managers and...

Beware of Phishing Scams

This past June, a scam artist attempted to trick a group of potential bidders out of 30,000 bitcoins during an auction by the U.S. Marshals Service. It all started when the Marshals Service accidentally sent out an email to a group of possible bidders, part of the...

Wage & Hour Lawsuits

The financial crisis the United States has been dealing with the past few years has incited a new and increasing trend of wage and hour lawsuits. The increasing number of successful settlements and court rulings has motivated more and more displaced workers to take...

Malaysia Airlines Crash could Cost Hundreds of Millions

The aftermath of the Malaysia Airlines crash in the Ukraine could consist of hundreds of millions of dollars in legal disputes and compensation claims. Because there are so many parties involved including, insurers, the airline, governments and the victim’s families,...

Medical Technology

Medical technology is ever advancing and changing. Innovation is the key to success however, innovation also introduces new risks and the possibility of something going wrong. Our new cutting edge liability coverage package offers extensive coverage on new and...

Minimum insurance limits for Truckers set to rise

Recently, The Federal Motor Carrier Safety Administration (FMCSA) reported to Congress that due to the increasing medical costs as well as other factors, the current minimum financial responsibility insurance limits are simply not sufficient to cover certain crashes...

Wedding Event Insurance

Consider Wedding Insurance to Protect Your Big Day from the Unpredictable   Let’s face it, as fun and exciting as planning your wedding can be, leading up to the big day can also bring lots of unwanted stress and anxiety. With so many people involved and...

Cyber Crime and Data Risk

Education and Awareness are the Keys to Prevention of Cyber-Crime and Data Risk. Everyone knows that cyber-crime is a serious and growing threat to small and medium-sized businesses. However, while most business owners acknowledge its existence few fully understand...

Important Tips for Moving

As we all know, moving can be an extremely taxing and stressful experience. However there are steps you can take to ensure a smooth and easy moving process. Here, we compiled some great tips to a stress-free move. Do some research on the company and check their...

NY Construction Fair Play Act

New York State Construction Industry Fair Play Act This law went into effect on October 26, 2010. This law can have a far reaching impact on whether you classify your workers as employees or independent contractors in the construction industry. It is presumed that...

NY Transportation Fair Play Act

New York State Commercial Goods Transportation Industry Fair Play Act On January 10, 2014, Governor Cuomo signed into law the New York State Commercial Goods Transportation Industry Fair Play Act. It went into effect on April 10, 2014. This law can have a far reaching...

Insurance for Technology Professionals

Cyber Security With the latest news of the Heartbleed virus, the time to get the right protection for your business is more critical than ever.  Everyone is a target to hackers, even small and medium businesses.  In the event of a cyber-attack, the costs of mitigating...

NY Moving & Storage Labor Law

New York moving and storage employers must meet the requirements of both New York Labor Law and the federal Fair Labor Standard Act.

Contractors – IMPORTANT Exclusions to know! Part 2

Insurers are introducing more limiting endorsements to their CGL policies than ever before. You need to be aware now more than ever about which of your activities are covered and which aren’t, so when an accident happens you won’t be left without coverage you thought you had.

Contractor Liability Insurance

Being a contractor is risky business. You face many challenges just trying to make ends meet. The constant risks include:   Obtaining the land required for the project Lack of equipment Shortage of material Delayed shipments of material Unsatisfactory workmanship...

Contractors – IMPORTANT Exclusions to know!

Many contractor liability insurance policies in New York exclude crucial coverage. So while you may save money in the short term, the insurance coverage is virtually nonexistent.