Welcome to Our Blog
Keep up to date on insurance news and tipsCyber Crime and Data Risk
Education and Awareness are the Keys to Prevention of Cyber-Crime and Data Risk. Everyone knows that cyber-crime is a serious and growing threat to small and medium-sized businesses. However, while most business owners acknowledge its existence few fully understand...
Important Tips for Moving
As we all know, moving can be an extremely taxing and stressful experience. However there are steps you can take to ensure a smooth and easy moving process. Here, we compiled some great tips to a stress-free move. Do some research on the company and check their...
NY Construction Fair Play Act
New York State Construction Industry Fair Play Act This law went into effect on October 26, 2010. This law can have a far reaching impact on whether you classify your workers as employees or independent contractors in the construction industry. It is presumed that...
NY Transportation Fair Play Act
New York State Commercial Goods Transportation Industry Fair Play Act On January 10, 2014, Governor Cuomo signed into law the New York State Commercial Goods Transportation Industry Fair Play Act. It went into effect on April 10, 2014. This law can have a far reaching...
Insurance for Technology Professionals
Cyber Security With the latest news of the Heartbleed virus, the time to get the right protection for your business is more critical than ever. Everyone is a target to hackers, even small and medium businesses. In the event of a cyber-attack, the costs of mitigating...
NY Moving & Storage Labor Law
New York moving and storage employers must meet the requirements of both New York Labor Law and the federal Fair Labor Standard Act.
Contractors – IMPORTANT Exclusions to know! Part 2
Insurers are introducing more limiting endorsements to their CGL policies than ever before. You need to be aware now more than ever about which of your activities are covered and which aren’t, so when an accident happens you won’t be left without coverage you thought you had.
Contractor Liability Insurance
Being a contractor is risky business. You face many challenges just trying to make ends meet. The constant risks include: Obtaining the land required for the project Lack of equipment Shortage of material Delayed shipments of material Unsatisfactory workmanship...
Contractors – IMPORTANT Exclusions to know!
Many contractor liability insurance policies in New York exclude crucial coverage. So while you may save money in the short term, the insurance coverage is virtually nonexistent.
Fitness Center & Athletic Professionals Insurance
Comprehensive insurance coverage for fitness centers, yoga studios, and fitness professionals.
Flood Insurance Coverage
When our current snowpack finally melts, nobody will be surprised if we experience substantial flooding during the spring melt. Your homeowner policy does not provide flood insurance. If you are in a flood zone – and flood zones have been increased greatly by...
Youth Sports
Protect your league, organization, or team today. Our Insurance packages cover virtually all sports including: Baseball, Football, Soccer, Golf, Basketball, Volleyball, Tennis, Golf, Swimming, Track & Field, Lacrosse and Badminton.
Employment Practices Liability
http://www.youtube.com/watch?v=27sAFAyQhrg&feature=youtu.be Today, there are increasingly more lawsuits filed based on age discrimination, racial discrimination, sexual harassment, and wage and hour disagreements. These claims are largely out of your control, and...
Review Your Sub’s Certificates Closely
Recently a NJ man recently pleaded guilty to providing a false insurance certificate to a general contractor for work during Superstorm Sandy. Then man was sentenced to a year in jail. Remember to not only request certificates from your subcontractors, but also...
New York Estimates 100,000 will have Current Coverage Cancelled
New York State officials estimate approximately 100,000 New Yorkers will have their health insurance cancelled due to the Affordable Care Act. Policy holders will need to change to policies that comply with the federal overhaul.
Architects & Engineers
Traditional Independent architectural and engineering firms Construction Managers Land Surveyors Geotechnical Engineering Firms Structural Engineers Will write all size firms and disciplines Professional Liability Limits up to $5,000,000/5,000,000 available Minimum...
Cyber Security Awareness
All businesses are susceptible to cyber attacks. You read about it happening every day. In fact, hundreds of companies are hacked each and every day. What many people don't realize is the tremendous cost such an event would have on their business. If your...
Seasonal Business Insurance
We insure: Haunted Attractions Pumpkin Farms Hayrides Sleigh Rides Corn Mazes Christmas tree lots including "cut your own tree" Mud Runs Skating Rinks Lumberjack competitions and other outdoor sporting events