Welcome to Our Blog
Keep up to date on insurance news and tips
Homeowners Insurance
Why do you need Homeowners Insurance? The world is full of threats and homeowners insurance protects you from such fears such as fire, storm, theft, and vandalism. If someone has an accident on your property such as tripping and falling, homeowners insurance can make...
Personal Automobile Insurance
Tips on Personal Automobile Insurance Nearly every state requires an automobile owner to carry auto insurance to protect themselves, and others. It’s recommended you check your state’s minimum insurance requirements. Have a broker compare this to what you could really...
Mercantile Insurance
Have your insurance premiums increased and you haven’t had any losses? Contact us today to get great rates for even better coverage. Service Features Included: Risk Management Assessment Loss Control Services Lease & Contract Review Hold Harmless...
Logistics – Cargo & Transportation
We are dedicated to providing solutions and services that are constantly evolving with the transportation industry.
Rigging and Millwright Insurance
Our program covers all rigging, crane, and millwright related exposures. We been experts in the industry a long time and have vast knowledge of the risks involved.
Technology Professional Liability
Why do you need Errors and Omissions coverage? Clients hire your services because you have the technological expertise as a professional. General Liability policies exclude claims resulting from your services. Clients can sue you for any reason: whether it was any...
Business Insurance
Our products are specifically designed to accommodate the coverage and pricing needs of a wide variety businesses. Service Features Included: Risk Management Assessment Loss Control Services Lease & Contract Review Hold Harmless Agreements Workers Compensation...
Artisan & Trade Contractors Insurance
Our products are specifically designed to accommodate the coverage and pricing needs of a wide variety of Artisan and Trade Contractors risks. Service Features Included: Risk Management Assessment Loss Control Services Contract Review Hold Harmless Agreements Workers...
Increase Productivity & Save Money
We go above and beyond to save your business money. Select policies include Human Resource Services, Background Check & Recruiting Services, and Workers Compensation Resource Services. Our added services will limit your liability and improve productivity. Human...
Loss Control Services
As a business owner you understand the importance of keeping your business running. That’s why we offer world class loss control services to minimize your exposures and control losses that would be severely detrimental to your business. Our companies provide risk...
Information and Network Technology
Our companies provide service solutions that are critical to protecting your information and network technology business.
New Freight Broker/Forwarder Regulations!
Effective October 1, 2013, domestic freight forwarders will be required to post a BMC-84 bond in the amount of $75,000, plus evidence of public liability (presumably $750,000 CSL) in addition to their cargo requirement.
Flood Insurance
Do you have coverage for flood damage? Nearly all standard property insurance policies do not provide coverage for flood losses. Despite the fact that flood insurance is available through the National Flood Insurance Program, homeowners rarely purchase the coverage. ...
Commercial and Personal Risk Management Experts
Kirkwood Insurance has provided Commercial and Personal Lines coverage for over 50 years. We pride ourselves on our reputation of exceptional customer service. As independent brokers we find you the best coverage at the most affordable price. Our only loyalty...
Cyber Tip
Cyber Tip: Use the same credit card for all of your online purchases. If for some reason your information is stolen or compromised, it makes it easier to follow up on the theft of your information, and you only have to worry about cancelling one card instead of...
Worker’s Comp – Why Loss Control is More Important than Ever
Changes to the Workers Compensation formula effective January 1st, 2013 will now better reward insured's with good claim experience and more severely punish those with poor loss experience. The changes effect the insured's experience modification, which credits or...
Melting Snow = Flood?
Did you know flood insurance policies do not take effect until 30 days after you buy them? This means that the right time to think about your risk of flooding from melting snow and spring rains is now, before a lake forms by your front door. An inch of water in a...
Protect Your Family and Assets
Why you might be underinsured AND paying too much for it Chances are that you are currently insured with an Allstate, State Farm or Geico. Captive and direct carriers such as Allstate, State Farm, Geico, are great companies, however they do not offer the...