Welcome to Our Blog

Keep up to date on insurance news and tips

Flood Insurance Coverage

When our current snowpack finally melts, nobody will be surprised if we experience substantial flooding during the spring melt.   Your homeowner policy does not provide flood insurance.  If you are in a flood zone – and flood zones have been increased greatly by...

Youth Sports

Protect your league, organization, or team today. Our Insurance packages cover virtually all sports including: Baseball, Football, Soccer, Golf, Basketball, Volleyball, Tennis, Golf, Swimming, Track & Field, Lacrosse and Badminton.

Employment Practices Liability

http://www.youtube.com/watch?v=27sAFAyQhrg&feature=youtu.be Today, there are increasingly more lawsuits filed based on age discrimination, racial discrimination, sexual harassment, and wage and hour disagreements. These claims are largely out of your control, and...

Review Your Sub’s Certificates Closely

Recently a NJ man recently pleaded guilty to providing a false insurance certificate to a general contractor for work during Superstorm Sandy.  Then man was sentenced to a year in jail. Remember to not only request certificates from your subcontractors, but also...

Architects & Engineers

Traditional Independent architectural and engineering firms Construction Managers Land Surveyors Geotechnical Engineering Firms Structural Engineers Will write all size firms and disciplines Professional Liability Limits up to $5,000,000/5,000,000 available Minimum...

Cyber Security Awareness

All businesses are susceptible to cyber attacks.  You read about it happening every day.  In fact, hundreds of companies are hacked each and every day.  What many people don't realize is the tremendous cost such an event would have on their business.  If your...

Seasonal Business Insurance

We insure: Haunted Attractions Pumpkin Farms Hayrides Sleigh Rides Corn Mazes Christmas tree lots including "cut your own tree" Mud Runs Skating Rinks Lumberjack competitions and other outdoor sporting...

Homeowners Insurance

Why do you need Homeowners Insurance? The world is full of threats and homeowners insurance protects you from such fears such as fire, storm, theft, and vandalism. If someone has an accident on your property such as tripping and falling, homeowners insurance can make...

Personal Automobile Insurance

Tips on Personal Automobile Insurance Nearly every state requires an automobile owner to carry auto insurance to protect themselves, and others. It’s recommended you check your state’s minimum insurance requirements. Have a broker compare this to what you could really...

Mercantile Insurance

Have your insurance premiums increased and you haven’t had any losses?  Contact us today to get great rates for even better coverage.   Service Features Included: Risk Management Assessment Loss Control Services Lease & Contract Review Hold Harmless...

Rigging and Millwright Insurance

Our program covers all rigging, crane, and millwright related exposures. We been experts in the industry a long time and have vast knowledge of the risks involved.

Technology Professional Liability

Why do you need Errors and Omissions coverage? Clients hire your services because you have the technological expertise as a professional. General Liability policies exclude claims resulting from your services. Clients can sue you for any reason: whether it was any...

Business Insurance

Our products are specifically designed to accommodate the coverage and pricing needs of a wide variety businesses. Service Features Included: Risk Management Assessment Loss Control Services Lease & Contract Review Hold Harmless Agreements Workers Compensation...

Artisan & Trade Contractors Insurance

Our products are specifically designed to accommodate the coverage and pricing needs of a wide variety of Artisan and Trade Contractors risks. Service Features Included: Risk Management Assessment Loss Control Services Contract Review Hold Harmless Agreements Workers...

Increase Productivity & Save Money

We go above and beyond to save your business money.  Select policies include Human Resource Services, Background Check & Recruiting Services, and Workers Compensation Resource Services.  Our added services will limit your liability and improve productivity. Human...

Loss Control Services

As a business owner you understand the importance of keeping your business running.  That’s why we offer world class loss control services to minimize your exposures and control losses that would be severely detrimental to your business.  Our companies provide risk...