Life & Health Insurance

As a full service Agency Kirkwood caters to all your Insurance Needs

Protect your health and your family with our Life Insurance and Health Coverage offerings.  Life and Health are tremendously important policies to carry.  However, these insurance policies can be overly complicated and a headache to deal with.  Our professionals can walk you through the process and answer any questions you may have.  Ultimately we want to make your life easier.

Life Insurance

A life insurance policy serves many important functions. Two key functions include: 1) paying immediate expenses soon after the insured’s passing; and essential estate planning and mortgage planning tool; 2) life insurance can generate substantial investment capital, producing future income which would be curtailed in the event of the death of the insured.

Health Insurance

The health insurance market place is constantly changing.  More and more regulations are issued, modified, or delayed every day.  Talk to a professional today on what option is best for you.

Contact a Life & Health Professional Today

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Some Types of Insurance Policies We Offer

Life Insurance

  •  Term
  • Variable
  • Universal
  • Whole
  • Survivorship/2nd to die life
  • Group life 2-1000

Disability Income Replacement Insurance

  • Individual Disability Income Coverage
  • Group Long Term Disability Coverage

Long Term Health Care

  • Home Care
  • Nursing Home Care
  • Assisted Living Coverage

Group Dental & Vision

  • Small Group of 3-100
  • Large Group 100+

Annuities

  • Fixed
  • Variable

Group Health Insurance

  • Groups of 1-1000
  • Groups 1000+

401K, Pension & Profit Sharing Plans

  • Business Planning