NY Moving & Storage Labor Law

New York moving and storage employers must meet the requirements of both New York Labor Law and the federal Fair Labor Standard Act.  New York State is particularly onerous. Not only can you face fines, violations can result in criminal charges. The following...

Contractor Liability Insurance

Being a contractor is risky business. You face many challenges just trying to make ends meet. The constant risks include:   Obtaining the land required for the project Lack of equipment Shortage of material Delayed shipments of material Unsatisfactory workmanship...
Flood Insurance Coverage

Flood Insurance Coverage

When our current snowpack finally melts, nobody will be surprised if we experience substantial flooding during the spring melt.   Your homeowner policy does not provide flood insurance.  If you are in a flood zone – and flood zones have been increased greatly by...

Youth Sports

Non-Profit Youth Sports Organizations are just as likely to see claims as any other business.  Protect your organization today with a Non-profit package that includes all the coverage you need.  We can offer the following coverages in one low cost policy: General...

Employment Practices Liability

Today, there are increasingly more lawsuits filed based on age discrimination, racial discrimination, sexual harassment, and wage and hour disagreements. These claims are largely out of your control, and the cost of defense alone can be staggering.   An...