Welcome to Kirkwood

The Nation’s leading Independent Broker for Commercial and Personal Insurance Products, providing true Expertise and unparalleled Customer Service.

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Expertise You Need with the Service You Deserve


Construction & Cranes

A true competitive advantage – Lower Costs, Legal & Contracts, Payroll & Audit Analysis

Moving & Storage

Exclusive Programs – Unbeatable Service & Pricing, 24/7 Certificates

Commercial Programs

Business insurance including general liability, umbrella, auto, work comp & property.

Real Estate

Tailor made solutions for property and real estate holding companies of all sizes.

National Programs

Specialized in national and global corporations including logistics, shippers, truckers, manufacturers and distributors.

Home & Auto

Compassionate professionals to protect your home and family.

We work harder for you – period.

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Trusted Advisors

We work side by side with you to ensure you have the coverage you need while not over paying for coverage you don’t.

Beyond Insurance

We provide valuable services other firms simply don’t.  From comprehensive audit analysis to a dedicated legal department to handle your contracts and negotiations, we save you time and money.

All the Markets

Rest easy knowing you’re getting the best value out there.  Having 50 years of experience in various niche industries has given us the knowledge and access to markets where you’ll get the best rates year after year.

Keep ahead of the curve: Insurance News

From Obamacare to regulations, workers compensation and life insurance tax implications we keep you informed.

Obamacare Doubling Penalties

Congress Doubles Healthcare Penalties New penalties are in effect starting in 2016 for large employers.  Those with more than 50 full-time or full-time equivalent employees must submit series 1094 and 1095 forms. The penalty has now increased from $100 per form to...

Melting Snow = Flood?

Melting Snow = Flood?

Did you know flood insurance policies do not take effect until 30 days after you buy them? This means that the right time to think about your risk of flooding from melting snow and spring rains is now, before a lake forms by your front door. An inch of water in a...

Rigging and Millwright Insurance

Rigging and Millwright Insurance

Our program covers all rigging, crane, and millwright related exposures. We been experts in the industry a long time and have vast knowledge of the risks involved.