Welcome to Kirkwood

The Nation’s leading Independent Broker for Commercial and Personal Insurance Products, providing true Expertise and unparalleled Customer Service.

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Expertise You Need with the Service You Deserve


Construction & Cranes

A true competitive advantage – Lower Costs, Legal & Contracts, Payroll & Audit Analysis

Moving & Storage

Exclusive Programs – Unbeatable Service & Pricing, 24/7 Certificates

Commercial Programs

Business insurance including general liability, umbrella, auto, work comp & property.

Real Estate

Tailor made solutions for property and real estate holding companies of all sizes.

National Programs

Specialized in national and global corporations including logistics, shippers, truckers, manufacturers and distributors.

Home & Auto

Compassionate professionals to protect your home and family.

We work harder for you – period.

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Trusted Advisors

We work side by side with you to ensure you have the coverage you need while not over paying for coverage you don’t.

Beyond Insurance

We provide valuable services other firms simply don’t.  From comprehensive audit analysis to a dedicated legal department to handle your contracts and negotiations, we save you time and money.

All the Markets

Rest easy knowing you’re getting the best value out there.  Having 50 years of experience in various niche industries has given us the knowledge and access to markets where you’ll get the best rates year after year.

Keep ahead of the curve: Insurance News

From Obamacare to regulations, workers compensation and life insurance tax implications we keep you informed.

New Crane Rules Proposed NYC

New Crane Rules Proposed NYC

New York City has introduced the Construction Safety Act in reaction to the recent crane and construction accidents.  The rules are poised to make construction sites safer by reducing safety violations and strengthening crane regulations. New rules regarding cranes...

Don’t Settle For Cheap

Don’t Settle For Cheap

You wouldn't want to drive your family around in the "cheapest" car or trust heart surgery to the "cheapest" doctor.   So why would you settle for the "cheapest" insurance to protect your family and its assets? Many insurance companies and brokers relentlessly push...

New Jersey House Raising Requirements

New Jersey House Raising Requirements

New Jersey requires home raising contractors to carry a $1 million riggers liability limit to cover the house while it is being raised.  In addition NJ house raising contractors must carry general liability and be licensed by the State. Kirkwood offers a program that...