Welcome to Kirkwood

The Nation’s leading Independent Broker for Commercial and Personal Insurance Products, providing true Expertise and unparalleled Customer Service.

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Expertise You Need with the Service You Deserve


Construction & Cranes

A true competitive advantage – Lower Costs, Legal & Contracts, Payroll & Audit Analysis

Moving & Storage

Exclusive Programs – Unbeatable Service & Pricing, 24/7 Certificates

Commercial Programs

Business insurance including general liability, umbrella, auto, work comp & property.

Real Estate

Tailor made solutions for property and real estate holding companies of all sizes.

National Programs

Specialized in national and global corporations including logistics, shippers, truckers, manufacturers and distributors.

Home & Auto

Compassionate professionals to protect your home and family.

We work harder for you – period.

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Trusted Advisors

We work side by side with you to ensure you have the coverage you need while not over paying for coverage you don’t.

Beyond Insurance

We provide valuable services other firms simply don’t.  From comprehensive audit analysis to a dedicated legal department to handle your contracts and negotiations, we save you time and money.

All the Markets

Rest easy knowing you’re getting the best value out there.  Having 50 years of experience in various niche industries has given us the knowledge and access to markets where you’ll get the best rates year after year.

Keep ahead of the curve: Insurance News

From Obamacare to regulations, workers compensation and life insurance tax implications we keep you informed.

NYC Tower Crane Insurance

NYC Tower Crane Insurance

What are the insurance requirements for Tower Cranes in NYC? New York City requires any project that uses Tower Cranes to carry at least $80 million in general liability insurance. Naturally, to obtain these high limits, one would need to stack multiple excess...

Wedding Event Insurance

Wedding Event Insurance

Consider Wedding Insurance to Protect Your Big Day from the Unpredictable   Let’s face it, as fun and exciting as planning your wedding can be, leading up to the big day can also bring lots of unwanted stress and anxiety. With so many people involved and...

Have Health Republic?

Have Health Republic?

If you have Health Republic you need to replace your health insurance as soon as possible.  Effective December 1st you will no longer have coverage. Contact us today.  You must enroll by November 15th.