Welcome to Kirkwood

The Nation’s leading Independent Broker for Commercial and Personal Insurance Products, providing true Expertise and unparalleled Customer Service.

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Expertise You Need with the Service You Deserve


Construction & Cranes

A true competitive advantage – Lower Costs, Legal & Contracts, Payroll & Audit Analysis

Moving & Storage

Exclusive Programs – Unbeatable Service & Pricing, 24/7 Certificates

Commercial Programs

Business insurance including general liability, umbrella, auto, work comp & property.

Real Estate

Tailor made solutions for property and real estate holding companies of all sizes.

National Programs

Specialized in national and global corporations including logistics, shippers, truckers, manufacturers and distributors.

Home & Auto

Compassionate professionals to protect your home and family.

We work harder for you – period.

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Trusted Advisors

We work side by side with you to ensure you have the coverage you need while not over paying for coverage you don’t.

Beyond Insurance

We provide valuable services other firms simply don’t.  From comprehensive audit analysis to a dedicated legal department to handle your contracts and negotiations, we save you time and money.

All the Markets

Rest easy knowing you’re getting the best value out there.  Having 50 years of experience in various niche industries has given us the knowledge and access to markets where you’ll get the best rates year after year.

Keep ahead of the curve: Insurance News

From Obamacare to regulations, workers compensation and life insurance tax implications we keep you informed.

NY Work Comp Increases

NY Work Comp Increases

New York State Truckers and Movers The New York State Workers Compensation Board has authorized what we consider to be significant rate increases effective October 1, 2015. The new rates will apply on all new workers compensation policies after October 1, 2015 and on...

Flood Insurance

Flood Insurance

Do you have coverage for flood damage? Nearly all standard property insurance policies do not provide coverage for flood losses.  Despite the fact that flood insurance is available through the National Flood Insurance Program, homeowners rarely purchase the coverage. ...

Personal Automobile Insurance

Personal Automobile Insurance

Tips on Personal Automobile Insurance Nearly every state requires an automobile owner to carry auto insurance to protect themselves, and others. It’s recommended you check your state’s minimum insurance requirements. Have a broker compare this to what you could really...