Now that warmer temperatures are on the way, the rapid thaw of snow and the rainy spring season can create rising waters, mud slides, and flooding. These perils are not covered under either standard Homeowners or Commercial Property policies.

If you think your property is in an area that is prone to flooding, please contact our office to discuss this exposure. It is important to note that, unless flood insurance is required by a mortgagee, there is a 30-day waiting period before flood insurance through FEMA becomes effective.

To help you avoid water intrusion damage to basements from the snow melt, consider shoveling the mounds of snow that have accumulated throughout the winter away from the foundations of your homes and buildings.

Please contact us with any questions or concerns as we will be happy to be of assistance.