You wouldn’t want to drive your family around in the “cheapest” car or trust heart surgery to the “cheapest” doctor. So why would you settle for the “cheapest” insurance to protect your family and its assets?
Many insurance companies and brokers relentlessly push “SAVE SAVE SAVE” with total disregard to the actual coverage the policy provides or how the company handles claims.
Would you prefer to pay for a homeowners policy from a company that will decline a claim and make you jump through hoops just to get them to pay? Or would you prefer to pay just a little more to know you’ll be covered and claims will be paid quickly?
You could be paying thousands a year for a business policy that actually excludes the very type of work you do.
Don’t put you family and assets at risk, make sure your broker is someone you trust and can spell out exactly what you are and are not covered for. The last thing you want to deal with is a lawsuit you have to defend yourself.