by admin | Apr 9, 2013 | Commercial News, Insurance News
Changes to the Workers Compensation formula effective January 1st, 2013 will now better reward insured’s with good claim experience and more severely punish those with poor loss experience. The changes effect the insured’s experience modification, which...
by admin | Apr 4, 2013 | Commercial News, Homeowners, Insurance News, Personal Lines
Did you know flood insurance policies do not take effect until 30 days after you buy them? This means that the right time to think about your risk of flooding from melting snow and spring rains is now, before a lake forms by your front door. An inch of water in a...
by admin | Jan 6, 2013 | Homeowners, Insurance News, Personal Auto, Personal Lines
Why you might be underinsured AND paying too much for it Chances are that you are currently insured with an Allstate, State Farm or Geico. Captive and direct carriers such as Allstate, State Farm, Geico, are great companies, however they do not offer the...
by admin | Jan 5, 2013 | Insurance News, Personal Auto, Personal Lines
Take our defensive driving course and save 10% on your car insurance! Reduce up to 4 points on your license!
by admin | Nov 1, 2012 | Commercial News, Homeowners, Insurance News, Personal Lines
Safety Stay away from flood waters. Use battery-powered flashlights or lanterns to examine any premises left vacant during the storm. Do not attempt to turn the lights on until you are sure it is safe to do so. Sniff for gas leaks. If you smell gas or suspect a leak,...
by admin | Oct 26, 2012 | Commercial News, Insurance News, Personal Lines
Hurricane Sandy is approaching the East Coast. Click “READ MORE” to access resources to make sure you are prepared. There are many steps you can take help prevent damage to your home and better protect your family. Please check out the resources below...
by admin | Oct 1, 2012 | Commercial News, Cyber Liability, Insurance News
It’s been all over the news recently. Cyber crime is on the rise in a big way and now small businesses are being attacked. According to Verizon Communications forensic analysis, 72% of the 855 data breaches analyzed last year were at companies with 100 or...
by admin | Sep 27, 2012 | Commercial News, Insurance News
Starting a laundromat, dry cleaners, or laundry service takes a huge amount of capital. At Kirkwood Insurance we have been insuring laundromats and dry cleaners located all over the country for decades. In addition to covering all your expensive equipment, we know...
by admin | Sep 10, 2012 | Commercial News, Insurance News
If you are a contractor, obtaining proper insurance coverage is not the only step you need to take to protect your business. There are important steps contractors can take to help ensure their businesses are properly protected. Any contractors, who hire...
by admin | Aug 16, 2012 | Commercial News, Inland Marine, Insurance News
Find out what you need to know about insurance if you are in the freight handler business. We have all the insight and expertise to handle all your insurance needs. We insure many types of businesses including: 3PL, Freight Brokers, Freight Forwarders, Truckers,...
